Importance of MVRs and Drug Screening

Why an MVR Check is Important

Employee driving records can greatly help employers identify and mitigate risk liability in the workplace. Driving Records can help employers avoid risk of third party lawsuits, medical bills, and other costs associated with automobile accidents by an employee whose primary role or even incidental role includes driving on the job.

An MVR check includes include license details such as state issued, status, expiration, suspensions, revocations, violations and sanctions. MVR Reports are easy to read and include standardized ACD violation codes.

MVR Driving History mostly repeats itself. So, if a company runs an MVR check it would be able to predict the chances of any negative activity happening in the future. Moreover, insurance companies focus on several factors in determining auto insurance rates and their premiums are sometimes based on driving history records. If a company employs drivers with a negative driving history, it can be charged with higher premiums by the insurance company. Knowing about MVR driving records helps companies safeguard themselves from higher premiums.

Driving Records should be checked at least annually; however, it is recommended to check them more frequently to proactively determine if there have been any changes to the driving record and to further reduce company liability.

A real-time MVR ordering and monitoring system can provide companies with instant verification of their company drivers.

Why Driver Drug Screening is Important

Generally, all CDL drivers who operate commercial motor vehicles subject to the CDL requirements on public roads in the U.S. are performing safety-sensitive functions are subject to DOT drug and alcohol testing. This includes all full-time, part-time, intermittent, backup and international drivers. DOT truck drivers must undergo a drug screening test prior to their employment. This is to be done once per year, after any accident, and if there is a suspicion that a driver is taking drugs. Also, CDL drivers must be randomly tested throughout the year.

DOT Drug Screening requires laboratory testing for the following five classes of drugs:

  • Marijuana
  • Cocaine
  • Opiates – opium and codeine derivatives
  • Amphetamines and methamphetamines
  • Phencyclidine – PCP.

DOT alcohol tests identify alcohol concentration of 0.02 and greater.

NOTE: Effective January 1, 2018, CDL drivers will be tested for four semi-synthetic opioids (i.e., hydrocodone, oxycodone, hydromorphone, oxymorphone). Some common names for these semi-synthetic opioids include OxyContin®, Percodan®, Percocet®, Vicodin®, Lortab®, Norco®, Dilaudid®, Exalgo®. In addition, they will no longer be tested for MDEA.

When drivers take drugs, their motor skills suffer and their reaction times are severely hampered. This can be dangerous and lead to accidents. Proper Drug screening ensures that a company has healthy drivers on the road.

Your Business Can Never Be Risk Free

Before you start your vehicle in the morning, you first check if the fuel is enough, tires have enough air pressure, you change the oil, and you make sure signals are properly functioning and so on. All you do so to make sure you can reach your destination on time and without any issue or incident. While you are on your way, driving very carefully and you are so sure that your car cannot cause you any delays as you have properly checked all necessary things. But all of a sudden your car tire busts or a vehicle from another road comes and hit your vehicle while it is not even your fault. You can never prevent some incidents in your daily life. All you can do is to have some precautions in order to reduce the impact of such events. For instance, in case of tire failure, you can have an extra tire or a plan to quickly change the tire to save your time. Likewise, in case of an accident, what can protect you from injury is an airbag. Moreover, you have some emergency numbers to reach out your family members or hospital for help.

There is no way that you can prevent these incidents from happening. Similarly, in the business world, some bad incidents or events can occur without any signal or prediction. The risk is not just an uncertain or unexpected event, the risk is when you don’t have a countermeasure to mitigate the impact of such incident. Risks are uncertain situations that can never be prevented, but instead, the chances of risk occurrence can be reduced to the point where the impact of such risk will be bearable. If a risk occurs, it can leave a huge negative impact on your business goodwill and image. For example, you have an e-commerce website and a lot of loyal customers purchase your product, one day it dawned on them that all their personal data and credentials have been compromised from your website or business platform. Would they like to avail your services ever again? Even though the next time you are doing your best to make sure the security of your website is good enough but your customer might never return to you. Once they lose their trust, it is nearly impossible to gain it back. Some risks can bankrupt your entire business if not be taken into consideration. Thus, we must learn to control such risks before they leave any huge impact.

Risk management is an art of identifying, analyzing, assessing and controlling risk. Information systems used in organizations are more targetable thus finding the vulnerability and fixing them before any incident is one of the proactive act. The best way to learn such skills is to get certified by a well-known vendor. ISACA is one the biggest name in the IT security world and Certified in Risk and Information Systems Control- CRISC is one of their certifications which covers every essential aspect an individual need to learn about controlling risks in the organization. This is the most demanded certification among professionals who want to explore their risk management skills.

Becoming certified in risk and information systems control will approve that you have enough skills to cope up with such hazards.

Keys to Securing Market Intelligence

If you are responsible for managing investments or financial portfolios the value of industry expertise and market intelligence cannot be understated.

Many fund managers, investment brokers, private equity firms, and private placement organizations, both large and small, possess either in-house expertise or utilize the services of industry advisors to provide and augment insight into the markets and players that is not often found though traditional research. Many national expertise firms exist to provide platforms for analysts and fund managers to tap into this knowledge base and gain the information necessary to fill in the gaps and enhance their understanding of the industries and companies in which they have holdings or seek to make entry.

Another useful and beneficial tactic used by many investment firms is to maintain a list of qualified industry experts that can be called upon when needed. Many competent firms specialize in particular industries and even geographies to provide expedited and very relevant information for a simple phone consultation or can be retained for specific periods of time. The firm’s information is typically retained in-house for the primary markets and industries that pertain to the investment profile of their firm and clientele.

While there are reams of information available online, much of it will require extensive investigation and vetting in order to be considered valuable. The sourcing of much of this information is provided from companies that have not actively participated in these markets and is oftentimes derived from the review of financial statements and resources available in the public domain. Some also conduct industry surveys and generate reports that are available for purchase.

The other factor in online research is time. As we all know, timing is critical and the sooner you can have confidence in the information you possess, the greater the opportunity for success and more responsive your investment decisions can be.

When it comes to investment decisions it is often wiser to seek council from those with a first-hand exposure to the specific industry in question. The information can typically include insights on competitive pressure, company leadership, pricing, market share, strategic advantages, new products in development, expansion estimates, industry and company exposures, and of course provide confidence and verification of going forward estimates and projections made by the company.

In today’s economy knowledge is king, and the information you need to make the best decisions possible is readily available to support your company and your customers.

Lying By Omission? We May Never Get “The Whole Truth and Nothing But The Truth” Ever Again

I recently read one of those thought-provoking articles that are so good at hitting that special subliminal sweet spot that’s responsible for opening the floodgates to insight and its creative aha moments.

The article is titled “The video selfie that changed the world” written by Shelly Palmer, the well-known Tech and Digital media guru.

The article is about the young lady who started a live broadcast from Facebook on her phone, in her car, as her boyfriend lay dying shot by a policeman. The world watched as he regrettably and conspicuously died while the phone streamed it live for the world to see.

I’m sorry for her loss. I’m sorry for her boyfriend and yes, I’m sorry for the policeman.

The article is not only about that. It’s about Facebook and its new live streaming option.

With that said:

This is not a political article.

This article will serve as a warning to the world that the 4th horseman of the apocalypse has arrived.

You had Social media, cameras on the phone, videos on the phone and now you have live broadcasts, through the Facebook, on the phone.

Nowhere to run, nowhere to hide.

“All significant truths are private truths. As they become public they cease to become truths; they become facts, or at best, part of the public character; or at worst, catchwords.” T. S. Eliot

Very dangerous and nebulous times. The button is pushed 15 minutes after a particular, possibly incendiary, situation starts and then the live broadcast begins.

Is this new version of lying by omission the new truth?

We may never get “the whole truth and nothing but the truth” ever again.

What’s the big deal?

The difference between live broadcasts vs. recorded broadcasts is that with recorded broadcasts:

1 – you could always go back and study the recording and

2 – with cameras on buildings, lamp posts and in the hands of other people you may get the opportunity to see a situation from all angles, and even get to the truth of the situation and not just someone’s biased “truth”.

Even if someone wants to edit it you may be able to get it from other sources.

You have options. These are the operative words: You have options.

With live broadcasts: you only get one option and you only have a fleeting moment to absorb the “truth” and unfortunately the biased mind’s eye sees what it wants to see. There’s no going back.

You have no options. These are the operative words: You have no options.

That’s the “street” side of it. What about the business and personal side of it?

My suggestions, and I know I’ll get heat for this:

a – Don’t allow cell phones in any meeting you go into. Why?

One Example, Just One: Secretly streaming live to someone outside of the meeting could produce text messages to the opposing team that has information that creates an unfair advantage for them and ones that work against you.

Live broadcasting is fraught with manipulative and deceptive genes and it’s your responsibility to meet with everyone within your boundaries and borders to come up with new rules of engagement to deal with the “Four Horsemen of the Apocalypse.”

b – All cell phones must be checked and shut off in your workplace. The company has telephones. The time has come, and now more than ever, to consider the smart phone a frenemy and a little too smart for its own good.

c – Video, pictures and now live streaming. Protect your home and protect your business. My mother always insisted that I wear clean underwear. Her explanation: You just never know. I’m telling you now: Always assume that there’s a camera on you and conduct yourself accordingly. You just never know. Again, now more than ever.

A healthy dose of paranoia as a preventive measure, will go a long way in protecting your life and your livelihood. It’s not an option anymore. It’s your fiduciary responsibility to implement and explain the ramping up of the precautions that are needed, to the people in your Success Support Community and beyond.

Do it now… Be proactive. Tomorrow is bringing many more challenges.

Good luck out there.